• Construction Insurance and Bonds
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Existing Client Bond Request

For All Current or Previous Clients

Once your intake form is submitted, we’ll send you a secure link to upload any project documents — bid specs, contract drafts, bond forms and financials if required. No email attachments needed. Everything stays organized in one place.

Bid bonds, performance bonds, and payment bonds — we handle all three. Getting the right information up front helps avoid delays and makes the whole process easier.

Documents to Have Ready

Submitting complete documents speeds up the process and avoids delays. Here is what we commonly need for a new bond request over $1,000,000:

  • Completed bond application or intake form
  • Personal Financial Statement (PFS) for all principals
  • Company financial statements (last 2 years, CPA-prepared preferred)
  • Work-in-Progress (WIP) schedule if applicable
  • Project specifications and plans if available
  • Sample contract or subcontract if applicable
  • Obligee bond form (if required by the project owner)
  • Bid invitation or invitation to bid letter

Not sure what you have? Fill out the intake form and we will follow up with a specific document request for your file.

Frequently Asked Questions

What is a construction surety bond?

A surety bond is a legally binding three-party contract between the principal (the contractor), the obligee (the party requiring the bond, like a government agency or project owner), and the surety (the bond company that backs it). The surety guarantees to the obligee that the principal will fulfill their obligation — whether that’s completing a project, complying with licensing laws, or paying subcontractors

Does a surety bond protect me (the contractor)?

No — this is the #1 misconception. A surety bond protects the obligee, not the contractor who buys it. If a valid claim is paid by the surety, the contractor is legally required to reimburse the surety in full. Think of it as a line of credit, not insurance — the surety is vouching for your ability to perform, but you are still fully liable

What is the difference between a surety bond and insurance

Insurance is a two-party contract where the insurer absorbs the financial risk. A surety bond is a three-party agreement where the contractor retains full liability — if the surety pays a claim, the contractor must pay it back. Insurance protects the person buying it; a surety bond protects a third party.

Client Testimonials

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They handle our insurance and we run our construction bonds through them. They keep it  simple which is what we need when we’re trying to keep jobs moving forward

Equitable Construction

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Fast certificates. Clear answers. No runaround. They help us with our general liability, commercial auto, and workers comp policies and they make it easy to keep it all going.

prestige hardwood Flooring

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Builders risk can be a pain when every project is different. These guys help us with that, plus our liability and truck coverage.

Rhino customs

Montana Insurance Brokers Whitefish Montana
Whitefish Montana - Our Home!

About us

After seeing how difficult it can be for contractors to find fast, reliable coverage and the right construction bonds, we created Jobsite Insure to make the process easier, clearer, and more flexible. We specialize in contractor insurance and construction bonds, helping businesses protect their crews, equipment, vehicles, projects, and contracts. Based in Montana and serving contractors with a high-touch, practical approach, Jobsite Insure combines insurance expertise with an understanding of the construction industry—so you can stay focused on the work, the project, and the next bid.

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